2026-09-09 Why bank-grade settlement is the missing layer in tokenized finance In the first part of this series, Digital money: Not all tokens are created equal, I wrote about why stablecoins, tokenized deposits and...
2026-09-09 Stablecoins, tokenized deposits, CBDCs and the changing shape of money The future of money isn’t only about making balances programmable. It’s about understanding what those balances represent, who stands behind them, how they...
2026-08-25 Paper cards, predictive dialers, digital channels, agentic AI — collections has come a long way in less than 50 years. In the mid-1980s, paper cards and pens, not computers, were still standard practice for managing debt collections. That may seem...
2026-07-28 Discover how adaptive, sovereign and resilient financial messaging can help banks modernize payments, reduce risk and stay future-ready.
2026-04-23 Having just returned from CBA Live in San Diego, I spent my time moving between general sessions, product deep dives, and conversations with peers across the industry. Like most conferences, there was no shortage of energy around what’s next: AI...
2026-04-23 If you’re working for a bank or a non-bank payment service provider (PSP), you may have liquidity challenges on your mind. Banks need liquidity (cash) to fund outgoing real-time payments from their customers’ accounts—the rest can be placed on deposit...
2026-04-20 Today, collections and repossession organizations cannot afford to rely solely on traditional methods and legacy applications. As delinquencies rise, customer preferences change and repossessions approach a 15-year high, repossession management has become a critical part of the collections puzzle. To...
2026-04-10 Global trade is a complex, interconnected ecosystem. When geopolitical events introduce uncertainty, the shockwaves are felt across the entire network of buyers, sellers, logistics providers, and financial institutions. For banks operating in the trade finance sector, these moments are a...
2026-03-13 Recently, I attended the EBA Winter School in Belgium (I strongly recommend it), and as participants, we were assigned a group task to “develop a new and innovative business idea to increase the profitability of cross-border payments for banks.” Not...