Ratabase is an insurance rating and product configuration solution designed to modernise insurance pricing

Insurance pricing is core to insurers’ success. Placing greater power in the hands of business experts means insurers can leverage information like never before—segmenting markets, performing impact analysis, spotting trends, hypothesis testing, and offering customers more competitive products.

Ratabase is the “gold standard” in insurance rating with 30+ years of supporting a wide range of business classes, 100+ successful implementations on-premise and cloud with an average client satisfaction score of 9.8 out of 10.



A SaaS based cloud-native version of Ratabase, designed with underwriting and pricing specialists in mind, keeping control in the hands of the business.

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Ratabase Actuarial

Ratabase Actuarial enables enhanced decision-making through simulation and analysis, increasing pricing accuracy and speeding up the product innovation lifecycle.

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Managed services for rating and pricing

Rating and pricing managed services enable insurers to rapidly develop new products and update rates and pricing for existing products in response to new regulations, evolving market demands, pricing changes, and innovation. Through our managed services and industry-leading Ratabase solution, our rating and pricing experts work closely with insurance teams to improve all aspects of rate making and pricing, including:

  • Implementing ISO-related circular updates and new lines of business
  • Managing client system integration
  • Performing end-to-end testing through agile project management

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CGI recognised in 2023 Insurer Stand-Alone Rating Engines report

Ratabase is awarded Functionality Standout 2023 Capabilities Designation in Celent’s 2023 Insurer Stand-Alone Rating Engines – North America Edition report

Celent Functionality Standout 2023

How Ratabase transforms the insurance pricing process

A powerful solution for complex rating

Our highly scalable and reliable engine rates policy transactions for any line of business in real-time with sub-second response.

Accelerate product time to market

Develop, maintain and manage products more efficiently, with business users managing all aspects of the rate-making process using a no-code/low-code platform.

Rapid plug-and-play integration

Connects to any enterprise system to simplify and streamline business processes.

Hero - Skyview of London, Thames and Tower Bridge
premiums processed through
Ratabase annually
increase in staff productivity
7 of 10
top U.S. insurers trust Ratabase
to automate their underwriting
improvement in days
to implement changes
Insurance clients globally
data items processed in
sub-second response time

Contact our experts to learn more about Ratabase360

Is your organisation looking to leverage cloud platforms for rapid development and an enriched user interface? Connect with us to learn how Ratabase is transforming the rating software experience and improving the speed and efficiency of the pricing process.