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A powerful actuarial toolset for experimentation, simulation, analysis and promotion.

To grow and remain competitive, insurers need to quickly bring new innovative products to market while continuously modifying existing products to maximise underwriting profitability and capture new segments. Ratabase Actuarial enables efficiency, pricing confidence and accuracy in the product innovation life cycle. We deliver Ratabase Actuarial as a SaaS solution allowing you to: 

  • Consume external data sources through API's and incorporate the data in the simulation run
  • Reduce the cost and complexity of integration
  • Allows unlimited dimension models and simulations


It's imperative to reduce time to market and achieve strategic alignment. Ratabase Actuarial enhances collaboration through dynamic reporting and visualisation, which drives discussion and decision-making across critical stakeholders - actuarial, marketing, product management, finance and enterprise risk management.


Simplifies book of business ingestion by accepting a wide range of formats and sources, e.g., CSV, JSON, Native DB sources, Data warehouses and third-party data. Ensures data quality and enables Machine Learning capability for data ingestion and simulation runs.


Prepare simulations with prebuilt API access to Ratabase tables, allowing data and model provenance. Create simulation runtime environments dynamically in real-time.


Gain vital business insights by selecting the ideal output format and integrating it with any visualisation tool or native Ratabase Actuarial visualisation.


Seamlessly deploy final rates back to production or any staging environment and easily export for filing and reporting.


Store full detail of simulation runs, including policy data processed, rating factors used and final premiums. Enables line of business reporting on batch rerating, including summarised stats with dashboard views.


Benefits of Ratabase Actuarial 

Speed up the product innovation life cycle

Quickly deploy market differentiating pricing features and integrate with emerging InsurTech data sources, dramatically improving new business acquisition and quality of risk.

Increase pricing accuracy

Increase accuracy of pricing features through simulation and testing processes, reducing volatility, thus increasing policyholder retention.

Enabling actuarial confidence

Improve decision-making by ensuring data quality, visually comparing two rate plans and verifying expected outcomes and improving combined ratios over time. What is modeled and tested is easily deployed.


Capitalise on market opportunities by accelerating the pricing process with empowered business users performing simulation and testing with real-time results.

Two people looking at a laptop
premiums processed through Ratabase annually
increase in staff productivity
7 of 10
top U.S. insurers trust Ratabase to automate their underwriting
improvement in days to implement changes
insurance clients globally
data items processed in sub-second response time

Learn more about Ratabase Actuarial


Read the brochure

Contact our experts to learn more about Ratabase360

Is your organisation looking to leverage cloud platforms for rapid development and an enriched user interface? Connect with us to learn how Ratabase is transforming the rating software experience and improving the speed and efficiency of the pricing process.