2026-09-09 Why bank-grade settlement is the missing layer in tokenized finance In the first part of this series, Digital money: Not all tokens are created equal, I wrote about why stablecoins, tokenized deposits and...
2026-09-09 Stablecoins, tokenized deposits, CBDCs and the changing shape of money The future of money isn’t only about making balances programmable. It’s about understanding what those balances represent, who stands behind them, how they...
2026-07-28 Discover how adaptive, sovereign and resilient financial messaging can help banks modernize payments, reduce risk and stay future-ready.
2026-04-23 If you’re working for a bank or a non-bank payment service provider (PSP), you may have liquidity challenges on your mind. Banks need liquidity (cash) to fund outgoing real-time payments from their customers’ accounts—the rest can be placed on deposit...
2026-03-13 Recently, I attended the EBA Winter School in Belgium (I strongly recommend it), and as participants, we were assigned a group task to “develop a new and innovative business idea to increase the profitability of cross-border payments for banks.” Not...
2025-02-25 In the digital world of banking and finance, smooth payment transactions and processes are core to success. Manual payment repairs, often labor intensive and error prone, are a prime candidate for transformation driven by artificial intelligence (AI). Implementing AI in...
2024-06-12 By focusing on data flow and accountability, and leveraging proven solutions like APIs and CGI's expertise, stakeholders can navigate the complexities of the program and ensure its success