Are outdated systems holding you back?

Many credit management platforms rely on outdated technology that slows decision-making, increases costs, and limits growth, especially in today’s fast-moving financial landscape.

CGI Credit Studio is a cloud-native, event-driven credit management platform that integrates seamlessly with your existing systems, so you can modernise at your own pace. With faster response times, smarter decision-making, and scalable infrastructure, it helps you move forward with confidence.

$1+ trillion
in cost rationalisation
$1+ trillion
loans and lines issued
10–25%
savings in debt collection costs

CGI Credit Studio benefits

faster time to value

Faster time to value

Achieve results in as little as 2–4 months with 500+ pre-built workflows and a proven, phased implementation approach.

seamless integration

Seamless integration

Easily connect to your existing systems through open APIs; avoid complex migrations and disruptions.

business-led innovation

Business-led innovation

Launch new capabilities in days, not months, without relying on custom development or scarce IT resources.

smarter decisioning

Smarter decision-making

Use AI, machine learning, and real-time data to drive more accurate, consistent credit decisions.

superior customer experience

Enhanced customer experience

Deliver personalised, multi-channel journeys powered by real-time insights and automation.

lower operational costs

Reduced operational costs

Lower costs by up to 70% through intelligent automation, self-service tools, and virtual agents that minimise manual effort.

CGI Credit Studio - credit management diagram

Built to transform credit operations

Loan originations

Faster, smarter, and more secure loan decisions with CGI Credit Studio for originations.

Collections and recovery

Proactive default management and personalised recovery strategies powered by CGI Credit Studio for collections.

How a credit management platform drives outcomes across the C-suite

  • Drive better business outcomes with real-time insights and automation that streamline operations and boost performance.
  • Increase agility with a flexible architecture that supports rapid change without heavy IT dependency.
  • Control costs with a cloud-native SaaS platform offering predictable pricing and pay-as-you-go flexibility.
  • Reduce risk by avoiding long-term vendor lock-in and ensuring your investment remains competitive and adaptable.
  • Simplify your technology stack by aligning with enterprise standards such as API-first architecture, event-driven processes, and cloud-native design.
  • Reduce technical debt with a configuration-driven approach that accelerates delivery without custom coding.
  • Align IT with business priorities through a modular platform that adapts as your needs evolve.
  • Enhance speed and resilience with cloud-native services that scale, integrate and deliver value faster.

 

A proven partner in credit management

Unlike traditional vendors, we don’t just implement credit management software. We serve as a strategic partner committed to your long-term success. Combining innovative, cloud-native technology with a collaborative approach, we help you navigate complex credit transformations with confidence.

  • 45+ years of experience in credit management
  • Trusted by 370+ of the world’s largest organisations
  • Serving 15 of the top 20 banks worldwide
  • 14,000 banking professionals

Trusted by the world's top organisations

credit studio retail banks

Retail banks
Credit Studio credit unions

Credit unions
Credit Studio auto finance companies

Auto finance companies 

 

credit studio retail banks

Telecommunications providers
Credit Studio utilities provider

Utility providers
Credit Studio retailers

Retailers