The payment processing industry is mainly influenced by increasing demands for automation, efficiency, and speed of all processes. CGI offers comprehensive coverage in this area – from consulting services to specific products and solutions for payment processing, and outsourcing.

The issue of payment processing concerns not only banks and financial institutions, but basically all organizations. We have successfully implemented several payment processing systems at the world's largest banks and large corporations.

In the case of banks and financial institutions, these are mainly implementations of centralized solutions that ensure complex processing of a high volume of payment transactions, in domestic (crown) and international (– euro and non-euro-) markets. In terms of processing speed, it is about supporting standard or instant payment schemes.

CGI All Payments, which CGI developed and implemented in this area, meets the highest demands in terms of speed, complexity and security of transaction processing and provides a modern platform for processing all types of payments for any financial institution.

Reference Moneta Money Bank

Would you like to know how our cooperation with the leading Czech bank Moneta Money Bank is going? Our partnership has been in place since 2016 and during this time we have helped the bank implement, among others, SEPA payments (2016), SWIFT payments (2017), Cache Liquidity Management 24x7 (2019), modules for Czech Instant and Domestic Classic Payments (2019 - 2021).

More information can be found in the video here

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Domestic payments

CGI has been supporting national payment schemes (e.g., automated clearing house (ACH, real-time gross settlement (RTGS)). since its early days in this domain. The portfolio of supported schemes has been continuously expanded. Today the list includes countries in Europe, America, Asia, and Australia. At the same time, we are ready to provide support for a scheme in a new location at short notice, according to the needs of a specific customer.

Single Euro Payments Area (SEPA)

CGI can be described as a leader on the Czech and Slovak markets in processing transactions that meet SEPA  standards because we have been operating in this area since the very beginning. In addition, we cooperate with the most important players on the market (on a pan-European scale). We offer services and products for the largest payment service providers and customers with lower demands on  volume and complexity of transaction processing.

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T2 (formerly Target2)

Like SEPA payments, the product supports the exchange of euro (EUR) payment instructions via the pan-European RTGS system T2.

Society for Worldwide Interbank Financial Telecommunications (SWIFT)

The traditional payment schemes supported by our product include international payments according to the SWIFT standard. CGI's product supports comprehensive processing of all relevant payment messages, including transfers and sending of cover payments via RTGS clearing, and global payment initiative (GPI) support. We are currently preparing the product for the transition to the cross-border payments and reporting plus (CBPR+) standard.

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Instant payments

Instant payments

Like SEPA, we captured the development of instant payments early on. As a result, we have extensive experience with these types of payments and our services are among the world's best. Read more on about CGI instant Payments at